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Leverage Fintech App Development Services

Our expertise and experience enable us to understand intrinsic industry oddities and exquisite business challenges to provide enterprise-grade fintech services that support digital transformation and drive scalable results.Smartinfologiks deliver ingenious and secure financial app solutions to allow authoritative automation for advanced issues existing in financial ecosystems from controlling perils to satisfying compliance regulations. We are here to serve you from imagining to designing and executing tailormade fintech applications specific to your business prerequisites. Our decade-long expertise in deep tech fintech solutions in the finance industry helps us drive digital transformation concerning fintech challenges. Irrespective of the concern- a P2P lending platform, a crowdfunding platform, a digital wallet, or a wealth and investment management platform, you won’t regret associating with us.

Banking Service app development

We deliver seamless, pioneering, and high-quality fintech application development services like- domestic and distant money transfer, macro ATM, Kiosk banking, AEPS, etc.


Digital Payment solution app development

Our deep domain expertise enables us to build digital banking solutions like digital invoicing, wallets, mPOS (mobile-point-of-sales), etc. through different channels encompassing web, mobile, and wearables followed by integrated value-added services like the pay with points, rewards, and loyalty.


Bill Payment solution app development

Our expert fintech developers build customizable, multi-channel, hosted, or API-integrated system that serves adjustable and user-friendly fintech solutions leading to swift recharge solutions and utility bill payments.


Digital Transactions Management app development

With a decade-long experience, we’re experts in integrating payment gateways, UPI, prepaid cards, credit cards, Adhaar enables, and pan-based transaction solutions concerning digital transactions.


Loans & Micro-Finance app development

Our fintech software development expertise enables us to develop API-based loans and micro-finance software solutions such as microloans, personal loans, business loans, loans against property, gold loans, vehicle loans, etc.


Insurance Services app development

Our team builds top-notch personal fintech apps and API-based solutions like life insurance, family insurance, vehicle insurance, etc. in compliance with regulations.


Neo-Banking app development

We provide neo banking solution development services to top fintech companies using banking APIs for collection, payouts, virtual accounts, cards, etc. Thereby allowing their customers to avail of all digital banking solutions without visiting the branch. It’s a completely online solution driving a better consumer experience.


e-KYC solution app development

We can help you build e-KYC solutions helping to verify their customer KYC details online and customer can open their bank accounts in the comfort of their home.


Kiosk Self Service Banking app development

We can help you build financial apps for fintech startups and organizations that assist customers with cash deposits, withdrawals, etc. Our fintech app development solutions help us deliver end-to-end self-service kiosk solutions.


No-code/low-code fintech platform app development

Our agile operational team is experienced enough to build highly scalable no-code/low-code platforms for financial products and solutions.

Let's Discuss Your requirement for fintech development

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Addressing Fintech Software Development Challenges

We understand your business objectives and gestate fintech app ideas from the intended audience’s point of view.


We recommend a perfectly suitable technology to attain an optimal result from a tailormade fintech app.


We demonstrate features precisely and spot fintech app challenges during rollout deadlines.


We offer an avant-garde user experience while adhering to the best standards.


We execute the best security and data protection characteristics within the application to guard the end users’ privacy.


We make sure that the fintech app development process adheres to government regulations with our 24/7 support.

highlighting points of SILK solutions to Fintech problems

We have catered to enormous fintech solution. With our cutting edge modern technology and highly skilled expertise we have solved complicated yet highly composite challenges. Let's have a look into some of the prominent solutions

Automated KYC and Customer Validation for Loan Processing and Retailer Onboarding Process which should reduce the time taken for single process from days to hours.


eKYC is next generation when it comes to Customer Onboarding experience in multiple verticals including FinTech. We integrated a self hosted and managed Video eKYC and Aadhaar Validated eKYC Process with integrating multi partner APIs to achieve this process seamlessly.


AEPS and AadhaarPay as Service.


Aadhaar validation and financial process based on Aadhaar are taking the country by storm. So it is no wonder that AEPS and AadhaarPay are one of the on demand financial process, but managing multiple fingerprint device integration along with changing norms for RBI along with the associated complexity of the tech itself makes it a daunting task, at SmartinfoLogiks we have made this easier to integrate and deploy for our client needs with AEPS Platform as Service.


High Volume Transaction Portal providing efficient service 24x7 with controlled infrastructure cost.


By leveraging bleeding edge technology and platform engineering and using technologies like BigData, Edge Networks and Serverless tech, we were able to setup a highly auto scaling environment which can deliver great user end experience while handling 10,000 Cr INR transactions on monthly basis.

Fintech App Development process at Smartinfologiks

At Smartinfologiks, we practice various engagement models viz Time and Material model, Fixed price model, Built-operate-transfer model, Dedicated team model and staff augmentation for outsourcing development projects. Of all, for fintech, the preferred and most popular model is Dedicated team model. Dedicated team is economically reasonable and it provides task focus and adaptability. It also brings control and the deployed team offers fast paced development cycle. It is one of the liaison models, right there with the Time and Material model.
Requirement Analysis

Determine the purpose of the app to be created with requirement elicitation.Finalizing the aspect of fintech which your app would focus on.

Contract agreement

Proposal signing and finalizing the contract terms and conditions.

Project Team deployment

A team is assigned to commence on the project operation.

UI/UX design

Creating a holistic user experience and elegant design based on analysis.

Development & testing

Building the logic and Coding the application frontend and backend.

User Acceptance testing(UAT)

Conducting User acceptance testing for clients review and approval.

Beta Testing

A real time testing to examine the Applications's functionality.

Code released on production

Deploying the software and making it available for use.

Continuous development, release and support

In order to produce, test, and deploy new code into a live or staging environment more quickly and efficiently, continuous development and deployment is done.

Fintech architecture consulting

Methodology at Smartinfologiks to Architect Fintech Products
Our team performs a systematic analysis to pinpoint the products’ distinguishing features. We carry out a complimentary analysis of future products to spot their uniqueness.
Determining Critical Performances & Major Operations
This involves defining primary product functions. The previous identification of the performance enables us to ensure that we aren’t missing any primary function and eliminate any unwanted functions.
Technological Choices to Execute Apt Functioning
An inappropriate technology solution may cause a substantial loss of resources, money, and time. When scalability is considered, the tech stack plays an essential role. It allows the app to make provisions for boosting its useability and functioning.




Supervision & Support

Serverless Architecture

Big Data

Why choose smartinfologiks for your fintech app development?

Domain Expertise
At Smartinfologiks our fintech developement experts have handson expertise on 3rd party integrations, regualtory compliances & laws of governments for fintech business oprtaions.
Dedicated Teams
We’re backed up by a team of experts who are well-versed in offering sophisticated business solutions on different frameworks and technologies.
Flexible Engagement Models
We at Smartinfologiks understands the uncertainty in project requirements in fintech domain. Thats why we have flexible engagement models for scalable cost management and easy timeline modification for effective handle of fintech app development.
Process Centric Focus
Our project engagement models are focused more on transparency, accuracy in the development process.Our process centric approach reduces the development by 30% - 40% delivering the finest results.
Cross Functional talent pool
Result driven solution with a team pool of cross functional domain expertise is our forte.
Advanced technology
Our solutions are designed on the basis of advanced frameworks and technologies to provide user-friendly, scalable, secure, and novel business solutions specific to your needs.
Diligent Pricing
We provide a suitable amalgamation of cost-effective prices with mesmerizing quality to ensure affordability in our segment.

Acknowledging the New Age of Banking

Enhancements in digital infrastructure and cloud-based services led to a boost in the adoption of digital banking services. The outbreak of the pandemic escalated this transformation and demanded conventional banks to provide comprehensive products and services through online mediums. We assist banking firms to sustain this ever-emerging financial landscape by keeping up with their needs for digital banking solutions, and mobile-first customers, offering inventive experiences followed by canny insights with advanced technology.

Digital Conversational Banking & Cybersecurity

  • Mobile enrollment of patrons
  • Voice-to-text chatbots build customer service
  • Automated financial data compliances
  • Real-time signaling and notifications
  • Financial data encryption
  • Quantum computing to make certain data security and incorporation
  • AR & VR-based customer experience

AI/ML powered powerful financial insights

  • AI-enabled business process automation
  • ML-driven threat analysis and fraud prevention
  • Intelligent information extraction
  • Sentiment analysis
  • Utilize robust AI models to find insights like anomalies & patterns

IOT and Blockchain driven financial solutions

  • Connected kiosk & POS system
  • Claim Management
  • Regulatory Compliance
  • Authentication and Security
  • KYC verification
  • Credit Scoring
  • Prompt customer Assistance
  • Fraud Detection and transparency
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Client Testimonial

“ The team at SmartinfoLogiks are very hardworking and committed to the projects they take on. “.

Rina Nathani

Founder-CEO of FindURclass

“ SmartinfoLogiks is the the epitome of the innovation.“

L.R. Mahapatra

Director-Apple Energy

“ Smartinfologiks team is a thinking team that helped us give shape to our web vision.“

Debadutta Upadhyaya

CEO of TimeSaverz

Our Clients

Fintech App development FAQs

We want you to be in constant touch. Want to boost your financial app rankings? We’re here to answer all your queries.

  • 1.What are some primary benefits of creating a fintech software solution?
  • 2.Which technologies do you employ for fintech solutions?
    We host varying technologies that help our fintech developers build high-quality applications. Our team gains valuable insight into your business’s fintech app development needs and then suggests the best possible technology. We work using Ruby on Rails, Python, Django, Node.js, Angular.js, Laravel, react, etc, for developing interactive and robust Fintech apps.
  • 3.Which fintech services are offered by Smartinfologiks?

    We offer full-service financial software solutions including:

    • Investment solutions
    • Fraud prevention system
    • KYC platforms
    • Wealth management software
    • Banking solutions
    • Mortgage and lending software solutions
  • 4. What are the different types of fintech applications?
    We at Smartinfologiks provide multiple fintech applications development right from insurance, banking, wealth management, investment, P2P lending, etc. Being a full stack fintech software development company, we provide comprehensive services for different fintech application specific to business needs.
  • 5.How much does it cost to build fintech applications?
    The cost involved in building a banking app or other financial services depends largely on the requirements of the targeted audience base, features, technologies, size of the finance app development team, hourly price rate, location of the app partner, type of app being developed, etc. All these factors should be considered to acquire an estimated quote while opting for banking software development.
  • 6.What is the estimated duration to build a financial app?
    It depends on different facets. Usually, it consumes around 2,000 hours on average. Besides, the feature you desire to implement also dictates the time consumption. Schedule n appointment with our expert financial software developers for detailed analysis.
  • 7. What is the process of building a financial app?

    An organized process includes:

    • Research
    • Creating prototype
    • Designing & development
    • Testing
    • Deployment
  • 8.How will fintech apps succeed to be the future of the banking system?
    An expert team of fintech mobile app developers can embed the application with enhanced future technologies such as artificial intelligence, blockchain technology, etc. Our fintech solutions are designed to accomplish the future of the banking system.
  • 9.Which is better native or cross-platform fintech app development?
  • 10.Can I make modifications to my website or app after they go live?

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