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Reduce collection cost

Simplify and Speed Up Your
Loan Collections Process
with Maximum Efficiency

Optimize your Loan Collection Process with intelligent tools designed to reduce delays and increase accuracy. Experience faster recoveries, simplified workflows, and seamless automation. Enhance operational efficiency and drive better outcomes with a smarter collection strategy.

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Loan Collection Platform

Key Features of SmartinfoLogiks' Debt Collections Software

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Digital Debt Collection Workflow

Seamless transitions between Demand Sheet → Collection → Payment → Reconciliation.

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Interactive Collection Management System Dashboard

Track Metrics: Daily collections, OD recovery, PTP tracking, deposit status, performance analytics. Live visibility across regions, branches, and individual officers.

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Smart Loan EMI Collection Solution

Instant access to borrower details, EMI schedules, and overdue balances. Live member updates and attendance marking during field visits.

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Multi-Modal Digital Debt Recovery

QR Code payments, payment links, and traditional cash collection. Instant digital receipting with SMS/Email integration.

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Advanced Debt Management & Collections System

Promised-to-Pay (PTP) management with automated follow-ups. Geo-tagged deposit verification and nearby location finder.

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Comprehensive Debt Collection Reporting

Real-time cash reconciliation and closing reports. Executive performance dashboards and DCR analysis.Overdue tracking with age-wise and value-based filtering.

Experience how SmartinfoLogiks’ Debt Collections software can transform your collection process

Why using our app

Empowering Collection Officers with Mobile-First
Debt Collection Platform

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Field-Ready Mobile Application

Loan Collection System is fully optimized for mobile and tablet operations with offline capability.

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Real-Time Collection Management System

Supports seamless data sync between field operations and central systems.

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Geo-Tagged Debt Recovery Operations

Location-based deposit verification and route optimization for maximum efficiency.

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Digital Receipt & Loan EMI Collection Documentation

Instant receipt generation with image capture for payment verification.

Debt Collection and Recovery Software

End-to-End Workflow of Smartinfologiks' Debt Collection and Recovery Software

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STEP - 01
Demand Sheet Processing
Branch Manager uploads daily demand sheets via Excel/CSV with auto-mapping to Collection Officers.
STEP - 02
Member Visit & Collection
Collection Officers visit assigned groups, mark attendance, and collect payments using multiple payment modes.
STEP - 03
Payment Verification
Digital receipting with instant SMS/Email delivery and image-based verification for cash deposits.
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STEP - 06
Performance Analytics
Executive dashboards track recovery rates, officer performance, and portfolio health metrics.
STEP - 05
Cash Reconciliation
Real-time monitoring of collected vs deposited amounts with end-of-day balancing and audit trails.
STEP - 04
PTP Management
Structured documentation of payment promises with automated follow-up scheduling and success tracking.
About Us

Debtor Management Dashboard

Centralize borrower portfolios with instant access to loan histories, repayment behaviour, and delinquency patterns. Enable collection officers to make informed recovery decisions through comprehensive debtor profiling and risk assessment.

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Smart Search & Filtering

  • Search members by name, account ID, or group
  • Filter by collection status, overdue amounts, or payment history
  • Center-wise and group-wise organization
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Complete Customer View

  • Account details with EMI schedules
  • Payment history timeline
  • Communication logs and PTP records
  • Risk indicators and alerts
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About Us

Loan EMI Collection Solution Payment Interface

Accelerate debt recovery with multi-channel payment options and instant EMI processing capabilities through Loan EMI Collection Solution. Reduce collection cycle time while maintaining complete audit trails for every recovery transaction and partial payment settlement.

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Multiple Payment Options

  • QR Code Scanning: Instant UPI/digital payments
  • Payment Links: Send secure payment URLs via SMS
  • Cash Collection: Traditional cash handling with digital documentation
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Smart Receipt Generation

  • Auto-populated customer details
  • Instant SMS/Email delivery
  • Image capture for verification
  • Multi-language support
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Simplify loan EMI collection and drive recovery rates with India’s trusted Debt Collection Management Software.

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Promise-to-Pay Management in Debt Collection for Businesses

Maximize recovery success rates by converting debtor commitments into trackable collection workflows. Transform broken payment promises into structured follow-up strategies with automated delinquency management and compliance tracking.

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Structured PTP Recording

Document payment commitments with specific amounts and dates for better follow-up planning.

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Automated Follow-Up System

Generate reminder notifications and tasks for upcoming PTP dates with success rate tracking.

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PTP Analytics Dashboard

Monitor PTP compliance rates and identify patterns for improved recovery strategies.

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About Us

Overdue Account Management - Digital Debt Recovery Solutions

Target high-risk delinquent accounts with priority-based recovery workflows and bucket-wise collection strategies. Reduce NPAs through systematic overdue tracking, escalation protocols, and recovery performance optimization.

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Smart OD Tracking

  • Customer & center-wise OD breakdown
  • Filter by overdue age or balance amount
  • Priority-based recovery task assignment
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Recovery Progress Monitoring

  • Track resolution of overdue accounts
  • Success rate analytics by officer and region
  • Escalation workflows for high-risk accounts
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Upgrade to a digital, mobile-first collection management system and experience seamless debt recovery.

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Cash Management & Security in Debt Management & Collections System

Strengthen collection accountability with real-time cash reconciliation and deposit verification protocols. Eliminate collection leakages through GPS-enabled deposit tracking, cash handling controls, and end-of-day settlement processes.

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Real-Time Cash Tracking

Live monitoring of cash collected versus deposited with automated alerts for discrepancies.

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Deposit Verification System

Digital proof of bank deposits with image capture and GPS location tracking.

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End-of-Day Reconciliation

Automated balancing of collections and deposits with detailed audit trails.

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Nearby Deposit Finder

GPS-based identification of nearest deposit points for officer convenience.

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About Us

Comprehensive Debt Collection Management Software Reports

Drive collection strategy with debt recovery analytics, NPA monitoring, and collection efficiency metrics. Empower portfolio managers with recovery rate insights, delinquency trends, and officer productivity benchmarks for optimized debt collection outcomes.

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PTP (Promise to Pay) Reports

Track customer payment commitments and predict repayment likelihood for strategic follow-ups.

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Overdue Tracker Reports

Real-time monitoring of overdue accounts by region, officer, & group for focused recovery planning.

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Closing Cash Reports

Daily comparison of collected vs deposited amounts to minimize reconciliation errors and fraud risk.

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Executive Performance Reports

Officer performance metrics including visit counts, recovery success rates, and PTP compliance.

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Loan Collection Platform

Robust API Integrations for Debt Collection Services Providers

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Payment Gateway Integration

  • Multiple payment processor support
  • Real-time transaction validation
  • Automated reconciliation
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SMS/Email Service Integration

  • Instant receipt delivery
  • Payment reminders and alerts
  • Multi-language communication
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Banking API Integration

  • Account verification
  • Transaction status updates
  • Direct deposit confirmation
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Geographic Services

  • Location-based tracking
  • Route optimization
  • Nearby deposit point identification
Loan Collection Platform

Debt Recovery Success Metrics & Financial Impact

40 %

Reduction in collection cycle time

60 %

Improvement in field officer productivity

35 %

Increase in daily collection rates

50 %

Improvement in PTP compliance

FinSILK Loan Collection Frequently Asked Questions


  • 1.What is FinSILK’s Debt Collection and Recovery Software?
  • 2.How does the loan EMI collection solution by SmartinfoLogiks work? SmartinfoLogiks’ Loan EMI Collection Solution
    enables secure EMI payments through QR codes, payment links, and cash, supported by instant digital receipts via SMS and email, ensuring convenience and transparency for both collection officers and borrowers.
  • 3.Who can benefit from FinSILK’s Collection Management System?
    BFSIs, NBFCs, microfinance institutions, and enterprises seeking digital transformation can leverage FinSILK as a leading Collection Management System Provider for end-to-end debt recovery and management.
  • 4.What digital payment options are available in the Debt Collection Management Software?
    The Debt Collection Management Software supports QR code payments, SMS payment links, and traditional cash handling, enabling multi-modal digital debt recovery workflows.
  • 5.How does FinSILK ensure compliance and auditability in the Debt Management & Collections System?
    Through automated reconciliation, cash tracking, geo-tagged deposit verification, and comprehensive audit trails, the Debt Management & Collections System delivers robust compliance and security for all loan and collection operations.
  • 6.What makes FinSILK a top Debt Recovery Solutions Provider in India?
    Advanced dashboards, promise-to-pay management, automated reminders, and mobile-first design position FinSILK among the top Digital Debt Recovery Solutions Providers Companies in India.
  • 7.How does the system improve Debt Collection for Businesses?
    By tracking overdue accounts, PTP compliance, officer performance, and optimizing routes for field agents, the system empowers businesses to reduce NPAs and maximize recovery rates.
  • 8.Can the Debt Collection Software integrate with banking and communication channels?
    Yes, the software offers robust API integrations for banking, payment gateways, and SMS/email services, automating payment validation and debtor communication for Loan Collection Services Providers.
  • 9.What kind of reports can users generate with this Debt Collection Management Software?
  • 10.How does FinSILK help Debt Recovery Solution Providers improve productivity?

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